NAMIC’s 130th Annual Convention

Optional Activity: Taste the Vines

Highland Valley is San Diego’s best kept secret! Wineries in this region are small production, high attention to quality.
Experience a private tasting at (2) different wineries, 4-5 wine tastings at each – all from 100% Estate grown fruit.

12:45 p.m. Attendees Load Bus
1:00 p.m. Bus Departs
5:30 p.m. Bus Returns to Manchester Grand Hyatt

Registration and Event Information Desk

The NAMIC Event Information Desk is the central location for getting your questions answered and picking up pre-registered attendee packets.

Exhibitor Set-Up

Exhibitors are welcome to setup their booths during this time.

Prayer Service and Breakfast*

*Optional Ticketed Event
Start Convention with this optional, non-denominational worship service and continental breakfast. Enjoy fellowship and a thought-provoking address.

Optional Event Add-On: Directors’ Bootcamp

Head out to Convention early to join us for Directors’ Bootcamp. Whether your board members are new to governance, new to insurance, or just need a refresher, this event is a valuable investment in your company’s future. Directors’ Bootcamp attendance is the first step in earning the Mutual Insurance Director (MID) certification. You can add this event to your Convention registration, or if you’d like to register your board to attend only the Directors’ Bootcamp courses, click here to register them separately. Please note: this event is only open to NAMIC member primary insurance carriers.

Optional Leadership Workshop: Control Conflict! Collaborate More. React Less.

*Optional Ticketed Event Conflict happens. Everyone approaches conflict differently but usually in the way that makes them feel most comfortable. For some, this may be direct confrontation, but for others, it may be avoidance. As someone who deals with difficult situations every day, you're expected to assess each conflict individually while resisting the innate urge to drift into your personal comfort zone. Having the skills to resolve intense and stressful opposing opinions effectively is one of the biggest challenges in today’s business world and is vital to success. This program uncovers results-focused strategies to help prevent, minimize and resolve conflict in the workplace, helping to work more collaboratively with both internal and external customers, to achieve successful outcomes and strive for enhanced relationships.

NAMIC Board Meeting*

*By Invitation Only

Optional Activity: Kayak La Jolla

La Jolla has incredible caves that kayakers from all over come to see.

12:45 p.m. Attendees Load Bus
1:00 p.m. Bus Departs
4:00 p.m. Bus Returns to Manchester Grand Hyatt

VIP Reception*

*By Invitation Only
This reception will help you kick off the 130th Annual Convention with an exclusive, invitation-only VIP Reception. Join us Sunday evening prior to the Welcome Reception hosted by the NAMIC Chair where you can mix and mingle with NAMIC board members, past chairs, Convention planning committee members, and leading sponsors at this special event.

Executive Happy Hour*

*By Invitation Only

Welcome Reception Hosted by NAMIC Chair

Enjoy a warm welcome to San Diego and connect with your peers at NAMIC's opening event. If you'd like to purchase a ticket for a non-registered guest, please refer to the Edit link in your registration confirmation email.

NAMIC PAC Activity*

Registration and Event Information Desk

The NAMIC Event Information Desk is the central location for getting your questions answered and picking up pre-registered attendee packets.

Attendee Breakfast

Start your day off with breakfast in the Marketplace for Mutuals. This breakfast is only for registered attendees.

Exhibitor Grand Opening

Join the fun and excitement for the exhibitor kick-off, as we connect with solution providers and resources. Don’t forget to drop your ticket off for the Grand Opening Prize Drawing.

Optional Activity: Up Close Safari

Experience a safari in San Diego as you board a flat bed truck & come nose to nose with a giraffe. Enjoy a private lunch at Tiger Trails & dine mere steps from Sumatran Tigers.

8:45 a.m. Attendees Load Bus
9:00 a.m. Bus Departs
2:00 p.m. Bus Returns to Manchester Grand Hyatt

NAMIC Welcome and Opening Keynote

Attendee Lunch

Join us for lunch, located in the Exhibitor Hall. All registered attendees and guests are invited to attend.

Networking with Exhibitors

Filled with companies dedicated to the success of the mutual insurance industry, this is the place to find strategic solutions and new partnerships to empower your company to excel.

NAMIC Certification Award Ceremony Lunch*

*By Invitation Only
Newly certified attendees are invited to join us for lunch as we recognize them and their accomplishments in earning the MID and/or MIP designation during this past year. Invitees will receive their official certificate at this lunch.

NAMIC PAC Board of Trustees Lunch*

*By Invitation Only

Power Session

Networking Break

A. Strategic Use of Technology and Innovation

B. The Critical Need for Tort Reform in an Increasingly Litigious World

As excessive and nuclear verdicts become more common, the need for meaningful tort reform has never been clearer. ATRA will discuss the current state of tort litigation and explore the types of reform needed, and where they are needed most.

C. Reinsurance

D. Solutions Fastpitch

This session offers attendees the chance to hear from a range of companies presenting their latest innovations, technologies, and services designed to enhance the efficiency, performance, and growth of insurance companies. Attendees can ask questions during the session and engage with vendors one-on-one afterward.

Networking Break

A. Governance Around the Use of AI

Amidst the regulatory uncertainty surrounding AI in insurance, regulators have consistently emphasized the need for insurers to implement an AI governance program. In 2023, the NAIC adopted a Model Bulletin on the Use of AI in Insurance, which 24 insurance departments have adopted to date, and which includes governance program expectations. So, what does it all mean, and how do insurers navigate implementing AI governance? This session will arm participants with information on AI Governance by: 1) walking through the current regulatory environment and requirements that exist around AI Governance; and 2) presenting insights from NAMIC member Harford Mutual on how it has established its governance framework utilizing existing guidance.

Lindsey Klarkowski
Policy Vice President – Data Science, Artificial Intelligence, and Cybersecurity
NAMIC

Geneau Thames
Vice President, General Counsel & Secretary
Harford Mutual

B. Next Level Underwriting Fraud Strategies

C. Governing the Algorithm: Practical Steps for Ethical AI Deployment in Underwriting

This session demonstrates how robust AI governance isn’t just about avoiding pitfalls; it’s a strategic asset. We’ll explore practical, scalable frameworks that don’t require massive resources but still provide effective oversight and risk management. We’ll showcase how well-governed AI in underwriting can lead to faster processing, improved outcome prediction, enhanced customer and client satisfaction, and ultimately, a stronger bottom line. Through practical case studies, attendees will discover how to implement governance frameworks that foster innovation while maintaining control and compliance.

Meghan Anzelc
Global Leader of Transformation Solutions
AON

D. Educational Session – TBA

Networking Break

A. AI and Implications it may have on Cyber Risks and Cyber Insurance

Artificial Intelligence (AI) is everywhere and influencing our way of life daily. We will focus on the emergence of AI, potential Cyber Risks and implications on how AI may have on Cyber and other Insurance. We will discuss how Mutuals can get boards to think more seriously about AI and what Insurers and Insureds can do to be best prepared.

Rich Savage
Senior Director, Cyber Incident Management
Tokio Marine HCC

B. Inside Washington

With more than two decades of experience in Washington’s political circles, Jimi Grande, NAMIC’s Senior Vice President of Federal and Political Affairs, will provide an update on NAMIC’s current advocacy efforts in the nation’s capital. The session will provide an insider’s look at the realities of the new Washington - how the Trump Administration, and single party control governing with historically narrow majorities is playing out and its impact on the policy issues most consequential to the insurance industry.

Jimi Grande
Senior Vice President, Federal & Political Affairs
NAMIC

C. Future-Ready, Ethically Sound: Balancing Innovation and Regulation in Mutual Insurance

As mutual insurers accelerate digital transformation, they face a complex triad: driving innovation, staying compliant, and doing it all affordably. This moderated panel session unpacks how mutuals can navigate these dynamics without compromising ethics, trust, or financial discipline. Experts from The Mutual Group, alongside leaders from GuideOne Insurance, will explore emerging technologies, regulatory shifts, and strategies to make innovation both sustainable and aligned with mutual values. Join us to discover how forward-thinking yet principled tech adoption can create real value, without overextending budgets or risking compliance.

Chuck Chamness
Board Chair
The Mutual Group

Vineet Bansal
Chief Information & Technology Officer
The Mutual Group

Shannon Woods
General Counsel & Chief Compliance Officer
The Mutual Group

D. NAMIC Peer Investment Analysis 2024-2025 Update: How Do Things Stand?

This session will explore highlights of the NAMIC PIPES report and other related industry investment data. We will review how insurers have positioned investment portfolios in recent periods, and how this has influenced book yields and other performance metrics. Portfolio level and enterprise level risk metrics across the industry will also be evaluated, providing some benchmarks for attendees to consider. Finally, the session will review recent economic indicators and capital markets data to gauge current and future trends.

Chris Myers
Senior Strategist, Investments, Risk and Capital
NEAM

Past Chair’s Reunion*

*By Invitation Only

Networking Reception

Network with vendors who specialize in serving the property/casualty insurance industry while enjoying a lively reception.

NAMIC PAC Thank You Reception

Stop by for a relaxed reception hosted by NAMIC PAC Chair Andy Gerlach, where you can connect with fellow NAMIC PAC supporters as we celebrate your generous contributions in 2025. This reception is complimentary for those who have supported NAMIC PAC in 2025. Please email Ingrid Gremillion, PAC Manager, to RSVP or with any questions at igremillion@namic.org.

Optional Activity: Pasta Perfect

Indulge in a hands-on pasta-making experience. Learn the art of crafting egg and water pasta dough, shaping spaghetti, fettuccine, and filled pastas like ravioli and fagottini. You then enjoy your creations!

6:00 p.m. Attendees Load Bus
6:15 p.m Bus Departs
10:00 p.m. Bus Returns to Manchester Grand Hyatt

NAMIC Leadership Reception and Dinner*

*By Invitation Only
Join us at the Leadership Reception and Dinner, hosted by NAMIC leadership. This event is invite only.

Attendee Breakfast and Bagel Bar

Start your day off with breakfast and bagels in the Exhibit Hall. This breakfast is only for registered attendees.

Registration and Event Information Desk

The NAMIC Event Information Desk is the central location for getting your questions answered and picking up pre-registered attendee packets.

Tuesday Keynote

Networking with Exhibitors

A. Legal System Abuse and Reform

B. The Mutual Factor Report – 2025 Update and Summary

C. Emerging Technology in Claims

Emerging technologies like AI-powered automation, drones, ariel imaging, LiDAR, and CAT modeling are reshaping what’s possible in claims – but adoption remains slow. This session explores the past, present and focuses on the future of claims innovation and asks a bold question: What is holding the industry back? In this session we’ll discuss common concerns around litigation, regulatory uncertainty, and operational change, and share our insights from our own innovation journey. Join us for a candid discussion on how service providers and insurers can partner to bring smarter, faster, and more scalable claims solutions to life.

Ryan Stokes
Vice President – Business Development, Claims TPA & Solutions
Xceedance

D.Covering All the Bases: A Comprehensive Analysis of Mutual Large Loss Development

Guy Carpenter has performed a comprehensive analysis of mutual large loss development, utilizing over 20,000 historical large losses from multiple lines of business, including Commercial Auto, General Liability, Workers Compensation, Homeowners, Personal Auto, and Commercial Property. This session aims to summarize the study's results, illustrating how mutual loss development trends diverge from the overall industry and the resulting effects on reinsurance pricing. The discussion will also address the influence of social inflation on mutuals compared to the broader industry.

Nicole Emmerling
Vice President
Guy Carpenter

Ridge Muhly
Managing Director, Regional Mutual Segment Leader
Guy Carpenter

Sarah Voit
Managing Director
Guy Carpenter

Attendee Lunch

Join us for lunch, located in the Exhibit Hall. All registered attendees and guests are invited to attend.

NAMIC PAC VIP Luncheon*

*Optional Ticketed Event

Power Session

Networking Break

Optional Activity: Aboard the Midway

Explore the docked aircraft carrier the USS Midway, now an exciting, interactive and educational experience that allows guests to take a deep dive into the history at the waterfront.

1:15 p.m. Attendees Gather
1:30 p.m. Tour Departs on Foot
4:00 p.m. Tour Returns to Manchester Grand Hyatt

A. CEO Succession and the Role of the Board: Ensuring a Smooth Leadership Transition

CEO succession is one of the most critical responsibilities of a board of directors. A well-planned transition can set an organization up for long-term success, while a poorly managed process can lead to instability and lost value. In this session, we will explore the essential role of the board in CEO succession planning, from identifying potential candidates to managing leadership transitions effectively. In the VUCA world in which we are all operating, CEO succession is becoming an increasingly important issue, coupled with a high number of looming retirements in the short term. This session will provide attendees with the tools and framework needed to ensure a smooth transition process. The session will be designed for board members, senior executives, governance professionals, and leadership development practitioners who are responsible for or involved in succession planning and corporate governance.

Sandi Verrecchia
CEO
Satori Consulting

B. Wildfires

C. Future of the Agency Structure

An insider's look at the evolution of the independent agency structure. Will highlight current trends in agency structures and what mutual companies can do to remain strong partners with the "winners" in the agency space.

Jane Koppenheffer
President
The Insurance Alliance of Pennsylvania

D. Extractive AI – Real-Word Outcomes and Lessons

Afternoon Social and Prize Drawings

Join us during our final activity in the Exhibit Hall, an afternoon social. Attendees can enjoy snacks and learn who has won exhibitor prize drawings. Also, find out the winner of the Vacation Grand Prize drawing.

NAMIC PAC Silent Auction Closing Reception

Optional Activity: Old Town Trolley Tour

Enjoy a vintage trolley for a private tour of San Diego, from downtown to Coronado and everything in between.

4:45 p.m. Attendees Load Trolley’s
5:00 p.m. Trolley Tour Departs
7:00 p.m. Tour Returns to Manchester Grand Hyatt

Mutual Insurance Director Certification Roundtable Breakfast*

**By Invitation Only
Certified Mutual Insurance Directors are invited to participate in a roundtable discussion on current issues. The NAMIC MID certification demonstrates commitment to mutual values, ongoing education, and boardroom excellence. To become certified, individuals must enroll, attend MID curriculum courses in person, and pass the certification exam with a score of 70%.

Mutual Insurance Professional Certification Roundtable Breakfast*

*By Invitation Only
Certified Mutual Insurance Professionals are invited to participate in a roundtable discussion on current issues. The NAMIC MIP certification demonstrates commitment to mutuality, competency, and operational excellence in the industry. To become certified, individuals must enroll, complete the MIP self-study curriculum, attend a NAMIC in-person event, and pass the certification exam with a score of 70%.

Property Casualty Conference Senior Executives Roundtable Breakfast *

*By Invitation Only
Senior executives and future leaders from NAMIC Property Casualty Conference member companies are invited to join us for a roundtable discussion on issues impacting their businesses. Attendees will have the opportunity to suggest topics and lead discussions in small groups based on company size.

Registration and Event Information Desk

The NAMIC Event Information Desk is the central location for getting your questions answered and picking up pre-registered attendee packets.

Closing Keynote

Into the Wild: NAMIC’s Exclusive Closing Celebration at the San Diego Zoo

Wrap up the convention in unforgettable style with an exclusive evening at the world-renowned San Diego Zoo.

Event Highlights:

• Optional Afternoon Exploration (3:00 - 6:00 p.m.): Enjoy leisurely access to the zoo’s renowned exhibits at your own pace. This portion is optional for participants but is the only time to visit the exhibits.
  
• Private Reception (6:00 - 9:00 p.m.): Mingle with fellow attendees in an exclusive setting, featuring gourmet food, beverages, and live music. Access to the zoo exhibits is not available during the reception.
  
• Wildlife Encounter (6:30 – 7:30 p.m.): Experience rare, up-close interactions with some of the zoo’s fascinating animals.

Buses will be run 2:30-9:00 p.m., providing flexible transportation for those wishing to participate in the full event or just attend the evening reception.

This all-inclusive experience covers zoo admission, round-trip transportation, and an evening of networking, celebration, and discovery.

RSVP Required – This exclusive event is included with your registration, but spaces are limited.

NAMIC PAC Diamonds and Champagne Reception*

*Optional Ticketed Event