Group Short-Term Disability Insurance
Why purchase group short-term disability insurance?
Short-term disabilities may be more common than you think, and six in 10 Americans today don’t have enough savings to cover a $500 unplanned expense.
Pregnancy, digestive disorders, and recovery time are all conditions that may qualify for claims. Short-term disability insurance can cover as much as 60 percent of your income for a limited period — usually nine weeks to a year — so you can focus on recovery, not your finances.
Financial Strength Rating
In addition to a group rate, buying short-term disability insurance through your employer means:
- Less paperwork — just one simple enrollment form;
- No medical questionnaires if you enroll during your initial eligibility period; and
- Payments are made through convenient payroll deduction.
Should you go on short-term disability leave, our employee assistance program and HealthChampion® program provide access to professional resources that can help you get back on your feet.
Employee Assistance Program
Whether it’s locating child or elder care, dealing with substance abuse, or managing family relationships, an employee assistance program helps you find resources to manage life’s challenges.
The program includes as many as five face-to-face visits with a counselor, financial planner, or lawyer each calendar year.
HealthChampion®
Guidance consultants are available day and night to answer questions about your benefits, help with billing and claims issues, and connect you with health care providers.
- Six in 10 Americans don’t have $500 in savings, https://www.bankrate.com/pdfs/pr/20170112-January-Money-Pulse.pdf.
- Up to the maximum guaranteed issue amount.
- In California, counseling sessions are limited to three sessions in a six-month period.
About Symetra
Since 1957, we’ve elevated people’s lives through retirement, employee benefits, and life insurance products they trust to provide security and confidence.
Financially Strong:
60 Years | After 60 years in the business, we know our stuff. View our timeline to learn more.
$42 Billion | Our strength is backed by $42 billion in assets. Learn more in Symetra At-A-Glance.
"A" Excellent | Financial strength ratings assess our ability to meet obligations to policyholders. See how we measure up.
