NAMIC’s 131st Annual Convention

Optional Activity: Cave of the Winds & Garden of the Gods

Explore the electrically lit portion of Cave of the Winds on a 60-minute guided walking tour which includes 15 rooms, a 1/2 mile of concrete walkways, and 196 stairs. On this family-friendly tour, you will learn about the history and geology of the cave and see some of the most beautiful formations.

Garden of the Gods Walking Tour offers a unique and educational experience for visitors. Enjoy a leisurely outing with plenty of photo opportunities and a deeper understanding of the area’s geology and history.

The cost of this activity is $434

Registration and Event Information Desk

The NAMIC Event Information Desk is the central location for getting your questions answered and picking up pre-registered attendee packets.

Exhibitor Set-Up

Exhibitors are welcome to setup their booths during this time.

Optional Workshop: Directors’ Bootcamp

Requires Advance Registration Head out to Convention early to join us for Directors’ Bootcamp. Whether your board members are new to governance, new to insurance, or just need a refresher, this event is a valuable investment in your company’s future. Directors’ Bootcamp attendance is the first step in earning the Mutual Insurance Director (MID) certification. You can add this event to your Convention registration, or if you’d like to register your board to attend only the Directors’ Bootcamp courses, click here to register them separately. Please note: this event is only open to NAMIC member primary insurance carriers.

Optional Activity: Cog Railway

The Pikes Peak COG Railway in Colorado Springs is nothing short of breathtaking and awe-inspiring. As the train chugs its way up to the summit of Pikes Peak, passengers are treated to an unforgettable journey through the rugged and scenic landscapes of the Rocky Mountains. As the altitude rises, and as the train reaches the summit, the panoramic views from the peak are simply astonishing. Opportunities are given to capture cherished memories with photographs.

The cost of this activity is $219.

Optional Activity: Pikes Peak Off Road

This historic sightseeing adventure is a great way to enjoy the Pikes Peak region. Our entertaining and informative cowboy guides will take you through time along the foothills of Pikes Peak, highlighting amazing scenery and some of Colorado Springs’ most famous historical sights. Attractions include North Cheyenne Canyon, Helen Hunt Falls, the Short Line Railroad and its 100-year-old tunnels, Old Colorado City, Manitou Springs (Subject to time limitations), and the spectacular red rock park Garden of the Gods. In our open-air Jeeps, your photo opportunities are unobstructed. This tour is approximately 70% paved roads and 30% dirt. The Foothills & Garden of the Gods tour is a fantastic overview of the area.

The cost of this activity is $386.

VIP Reception

By Invitation Only
This reception will help you kick off the 131st Annual Convention with an exclusive, invitation-only VIP Reception. Join us Sunday evening prior to the Welcome Reception hosted by the NAMIC Chair where you can mix and mingle with NAMIC board members, past chairs, Convention planning committee members, and leading sponsors at this special event.

Executive Happy Hour

By Invitation Only

Exhibit Hall Add-Ons | Executive Happy Hour

All exhibitors are encouraged to attend the Executive Happy Hour - an invite-only reception where decision makers from attending companies can get a sneak peek of the Exhibit Hall and enjoy a quieter time in the hall for efficient conversations.

Welcome Reception Hosted by the NAMIC Chair

Enjoy a warm welcome to Denver and connect with your peers at NAMIC's opening event. If you'd like to purchase a ticket for a non-registered guest, please refer to the Edit link in your registration confirmation email.

NAMIC PAC Event

Registration and Event Information Desk

The NAMIC Event Information Desk is the central location for getting your questions answered and picking up pre-registered attendee packets.

Prayer Service and Breakfast

Optional Ticketed Event
Start Convention with this optional, non-denominational worship service and continental breakfast. Enjoy fellowship and a thought-provoking address.

Attendee Breakfast

Networking With Exhibitors

Optional Activity: Red Rocks & Beyond Hike

Begin with a guided visit to Red Rocks Park & Amphitheatre, including time to explore the museum perched above the iconic stage. From there, enjoy a 1.2-mile easy-to-moderate hike through the surrounding red rock formations, with knowledgeable guides sharing stories of the park’s geology, natural beauty, and history. Following the hike, continue through the foothills with a scenic pass along the Lariat Loop National Scenic Byway, stopping at Lookout Mountain for sweeping views of the Front Range and the Denver skyline. The experience concludes with time to explore the charming town of Golden, before returning to the hotel.

The cost of this activity is $317.

NAMIC Welcome and Opening Keynote

Attendee Lunch

NAMIC Certification Award Ceremony Lunch

NAMIC PAC Board of Trustees Lunch

By Invitation Only

Power Session

Networking Break

1. Preventing the Claim: Cybersecurity, Dark Web Intelligence & AI Against Ransomware

Ransomware attacks rarely begin with encryption—they start with early cybersecurity breakdowns like exposed credentials, vulnerable systems, and access sold on criminal marketplaces. In this session, Eric Hendricksen and Sidd Gavirneni will dive into how cybersecurity teams and insurers can detect these early signals through dark-web monitoring, threat intelligence, and other proactive security tools. They’ll also highlight how emerging AI-driven cybersecurity technology strengthens defenses against phishing and social engineering. Attendees will gain practical insight into turning early cyber warning signs into stronger prevention strategies that reduce incidents and improve overall cyber resilience.

2. AI – Practical Implementation and Successes

From Hype to Production: Where AI Actually Works in Insurance (and Where It Doesn’t) AI dominates insurance conversations, yet many carriers struggle to move beyond pilots and proofs of concept. This session cuts through the noise by focusing on where AI is delivering measurable value today and where it continues to fall short. Drawing on real-world transformation and core system modernization efforts, this session explores how insurers are embedding AI into underwriting, claims, and operational workflows. Attendees will learn how to identify high-impact use cases, avoid common implementation pitfalls, and integrate AI into legacy-heavy environments without disrupting core operations. The session will also address a critical reality: not every problem should be solved with AI. Understanding when traditional rules engines, structured workflows, or human judgment outperform AI is key to achieving sustainable results.

3. Inside Washington

With more than two decades of experience in Washington’s political circles, Jimi Grande, NAMIC’s Senior Vice President of Federal and Political Affairs, will provide an update on NAMIC’s current advocacy efforts in the nation’s capital. The session will provide an insider’s look at the realities of the new Washington – the impact of Trump 2.0 and single party control with historically narrow majorities, and its impact on the policy issues most consequential to the insurance industry. He’ll also give a look ahead to the upcoming midterm elections.

4. Insurance Cycle Overview

This presentation explains how insurance markets move through recurring underwriting cycles using the Insurance Clock framework. It shows how capital availability, competition, and loss events drive markets from hard conditions with strong pricing to soft markets with excess capacity and weaker discipline. The presentation highlights why cycles persist despite industry awareness, including capital inflows, incentives for growth, and delayed loss recognition. Historical examples illustrate these dynamics across decades. It also emphasizes that different lines of business experience their own sub-cycles. The key takeaway is that successful insurers and reinsurers manage the cycle strategically—maintaining discipline in soft markets and deploying capital when conditions harden.

Networking Break

1. The Mutual Factor: 2026 Insights into Mutual Company Performance and Consumer Sentiment

The Mutual Factor, sponsored by Aon, features key mutual insurance industry performance metrics benchmarked against stock insurers and the property/casualty insurance industry overall. The report also breaks down performance by region for mutual insurers. Join this timely session to go beyond the 2026 report as representatives from NAMIC and Aon will review highlights from the report and provide insights on what the metrics mean for NAMIC members. The session will also share takeaways from the recently conducted survey on opinions and insurance buying patterns of businesses.

2. Severity Trends in Casualty

Projecting loss trends in the post-COVID environment has become increasingly complex due to frequency distortions, delayed claims development from courtroom backlogs, and a sustained inflationary cycle from 2021 through 2024, with inflation remaining elevated relative to the low-inflation environment of the 2010s. At the same time, social inflation and legal system abuse continue to pressure loss costs, with only incremental tort reform achieved in select jurisdictions. This session will break down these evolving dynamics and assess their implications across key casualty lines, including commercial auto, personal auto, general liability, and umbrella/excess casualty. Attendees will gain practical insights to better evaluate severity loss trends, refine pricing assumptions, and strengthening reserving analysis in today’s environment.

3. Trends in Underwriting and Claims Fraud

4. Where AI Can’t Compete

Artificial intelligence is rapidly transforming the way organizations analyze information, make predictions, and streamline complex workflows. As powerful as these tools are, they also raise an important question: Where does technology stop and human judgment begin? In many of the most important moments at work, navigating uncertainty, making ethical decisions, communicating difficult information, or building trust with clients and colleagues, the capabilities that matter most remain deeply human. This session explores the critical skills that technology cannot replicate: sound judgment, emotional intelligence, ethical reasoning, and the ability to navigate complex human dynamics. Drawing from behavioral science, leadership development, and real-world facilitation experience with professionals in high-stakes industries, participants will explore how these human capabilities complement AI rather than compete with it. Attendees will leave with practical frameworks for strengthening the skills that remain essential in an increasingly automated world.

Networking Break

1. Succession Planning

Succession planning today must move beyond the CEO to protect mission-critical roles in an era of rapid workforce change. This session equips mutual insurance leaders with proactive frameworks to modernize their approach, addressing generational shifts and new capability demands. By focusing on both emergency succession and long-term talent development, participants will learn to identify future-ready skills and build deeper leadership benches. Attendees will leave with practical, ready-to-use resources to create resilient systems that balance continuity with adaptability, ensuring the organization remains prepared for both planned and unexpected transitions.

2. Surplus Notes: A Strategic Lever in Insurance Capital Management

3. Educational Sessions

4. Risk Management and Data Privacy Impacting 3rd and 4th Party Risks

Session will explore the evolution of Data Privacy Risks and how 3rd and 4th Party exposures present challenges. As entities shift "risk" to 3rd parties, what happens when those entities are compromised? Who is at fault? Who is responsible for notification? What are the implications or issues if named in a lawsuit?

Exhibit Hall Add-Ons | Networking Reception

The Networking Reception is open to all attendees.

Networking Reception

Network with vendors who specialize in serving the property/casualty insurance industry while enjoying a lively reception.

NAMIC PAC Thank You and Diamonds Reception

NAMIC Leadership Reception and Dinner

Attendee Breakfast and Bagel Bar

Registration and Event Information Desk

The NAMIC Event Information Desk is the central location for getting your questions answered and picking up pre-registered attendee packets.

Networking with Exhibitors

Tuesday Fireside Chat With Reince Priebus and Terry McAuliffe

Join us for the Tuesday morning Main Stage session, which will include an exclusive conversation with Reince Priebus and Terry McAuliffe.

Reince Priebus

Former White House Chief of Staff

Keynote Speaker

Terry McAuliffe

Former Governor of Virginia & Former Chairman Of The Democratic National Committee

Keynote Speaker

1. Solutions Fastpitch

2. Upskilling Your Team for the Future

3. Encouraging Younger Generations Toward Insurance Companies

4. NAMIC Peer Investment Analysis 2025-2026 Update: How Do Things Stand?

This session will explore highlights of the recent NAMIC PIPES report and other related industry investment data. We will assess how the industry’s investment performance has evolved over time and some reasons for that evolution. We will also evaluate key enterprise risk characteristics for the industry. These insights can provide benchmarks for attendees to consider for their own portfolios and enterprise risk management efforts. Finally, the session will discuss selected economic indicators and capital markets data to gauge current and future trends that can impact insurance asset management.

Attendee Lunch

NAMIC PAC VIP Lunch

Optional Ticketed Event

1. Managing Secondary Perils

For many regional and mutual insurers, secondary perils such as severe convective storms, wildfire, and winter weather represent the largest source of catastrophe volatility. Managing these risks requires more than simply running catastrophe models. This session explores how insurers can identify secondary peril hotspots, interpret model results, and apply practical mitigation strategies across underwriting, portfolio management, and reinsurance purchasing. Attendees will gain insights into how evolving analytics and new data sources can support more resilient decision-making.

2. Reinsurance Costs

Mutual insurers operate within a delicate financial ecosystem where policyholder surplus, underwriting discipline, and risk transfer through reinsurance interact to support long-term solvency and growth. A shift in reinsurance costs reverberates through the entire value chain—affecting capital allocation, underwriting appetite, policyholder pricing, and even industry consolidation. A panel of industry experts will share insights on the Strategic implications of reinsurance costs on mutual insurers from four perspectives: Credit Rating Agency (perhaps moderate?), Mutual Insurer, Reinsurer, and Broker.

3. Leading the Culture Behind Consistent Customer Service

Organizations across industries aspire to deliver excellent customer service, yet customers often experience inconsistency as they interact with different teams, processes, and partners. While individual departments may perform well, the overall experience can suffer when service approaches, priorities, and communication vary across the organization. Delivering consistent customer service requires more than well-designed processes, it requires leadership that fosters a shared culture, aligns teams around the customer experience, and creates accountability for service outcomes. This session explores the role leaders play in shaping the culture behind consistent customer service. Participants will examine how customer friction often emerges at internal handoffs between teams or external partners, and how leadership decisions influence collaboration, ownership, and accountability across the organization. Through practical examples and a simple mapping approach, attendees will learn how leaders can identify customer pain points, uncover service breakdowns, and create the alignment needed to deliver a more consistent and effective customer experience.

4. Educational Sessions

Networking Break

1. Navigating a Soft Market

As the market cycle begins to shift towards softening, NAMIC member companies face new challenges in guiding their organizations. Successfully navigating a softening market requires diligent work to align fully align core functions of an insurance company: pricing, reserving, risk selection, utilization of reinsurance, expense management, among others. All of these challenges come at a time when many organizations are also looking to growth - further fueling the challenges in competing in the marketplace. This session will aim to discuss the importance of fully aligning a cross-functional team from across your organization to structure and execute a strategic plan to navigate the current market cycle.

2. Regulation of Predictive Models

As state regulators move from "wait and see" to active enforcement, the burden of algorithmic transparency is shifting. Insurers can no longer treat third-party models as "black boxes." This session explores the rise of Compliance by Design, detailing how leading data vendors are proactively integrating bias testing, model passports, and explainability into their core products.

3. Delivering on the Promise: How Operational Excellence Drives Policyholder Satisfaction

Property and casualty carriers of every size have an opportunity to deliver white-glove service, but only if their teams aren’t buried in manual processes. This presentation explores how AI and advanced technology tools can automate routine tasks like claims triage, document processing, and policy inquiries, freeing staff to focus on what matters most: direct, personalized customer engagement. Attendees will learn practical strategies for deploying these tools to reduce administrative burden, accelerate response times, and empower teams to build deeper policyholder relationships. The result is a high-touch service experience that sets your organization apart from the competition.

4. Risk Management Programs at Universities

Universities play a critical role in developing the next generation of insurance and risk management professionals, yet finding and cultivating future executive talent remains an ongoing challenge for the mutual industry. This session brings together leaders from top risk management programs to explore how curricula, internship pipelines, and emerging skill sets, such as AI literacy, are evolving to meet industry needs. Panelists will discuss what today’s students care about most, how they make career decisions, and where the insurance industry is winning or losing the competition for talent. Attendees will gain practical insights on how to better engage with academic programs, strengthen recruitment strategies, and create training pathways that improve retention and long-term career development.

Optional Activity: Giddy Up, Cowboy

Step into the spirit of the American West with a memorable two-hour horseback ride through the scenic landscapes of Cherry Creek State Park. This immersive trail ride winds through thick cottonwood groves, open prairie, and swampy lowlands, with unforgettable crossings at two points along the river. Along the way, guests will experience Colorado’s natural beauty from the saddle, guided by experienced wranglers who ensure a safe, relaxed, and authentic ride.

Restrictions: Max combined weight 265 (weighed onsite). Cannot be pregnant.

The cost of this activity is $337.

Networking Break

Afternoon Social and Exhibitor Prize Drawings

Join us during our final activity in the Exhibit Hall, an afternoon social. Attendees can enjoy snacks and learn who has won exhibitor prize drawings. Also, find out the winner of the Vacation Grand Prize drawing.

NAMIC PAC Silent Auction Closing Reception

Optional Activity: Brew Master for the Day

Step inside one of Denver’s most unique brewery spaces for an unforgettable behind-the-scenes experience. Guests will enjoy a private guided tour of the iconic FlyteCo Tower, exploring its unique history and brewery space. Then, they'll take part in a hands-on brewing experience led by expert brewers, learning the craft from grain to glass. Over the course of 1.5 to 2 hours, guests will actively participate in the brewing process. The experience wraps up with a curated tasting, sampling fresh brews while soaking in the atmosphere of this one-of-a-kind venue.

The cost of this activity is $148.

Mutual Insurance Director Certification Roundtable Breakfast

By Invitation Only
Certified Mutual Insurance Directors are invited to participate in a roundtable discussion on current issues. The NAMIC MID certification demonstrates commitment to mutual values, ongoing education, and boardroom excellence. To become certified, individuals must enroll, attend MID curriculum courses in person, and pass the certification exam with a score of 70%.

Mutual Insurance Professional Certification Roundtable Breakfast

By Invitation Only
Certified Mutual Insurance Professionals are invited to participate in a roundtable discussion on current issues. The NAMIC MIP certification demonstrates commitment to mutuality, competency, and operational excellence in the industry. To become certified, individuals must enroll, complete the MIP self-study curriculum, attend a NAMIC in-person event, and pass the certification exam with a score of 70%.

Property Casualty Conference Senior Executives Roundtable Breakfast

By Invitation Only
Senior executives and future leaders from NAMIC Property Casualty Conference member companies are invited to join us for a roundtable discussion on issues impacting their businesses. Attendees will have the opportunity to suggest topics and lead discussions in small groups based on company size.

Registration and Event Information Desk

The NAMIC Event Information Desk is the central location for getting your questions answered and picking up pre-registered attendee packets.

Closing Keynote

Optional Activity: Mountain Tea Time Golf

Experience premier golf in Colorado at Saddle Rock Golf Course, where manicured fairways, strategically placed bunkers, and stunning mountain vistas set the stage for an exceptional round. Known for its inviting layout and outstanding conditions, Saddle Rock delivers both a fun and rewarding experience for golfers of every ability, perfect for a memorable day on the links.

The cost of this activity is $317. Club rental is an additional $75.

Optional Activity: Electric Cruisers

Explore Denver’s vibrant neighborhoods and iconic landmarks on a guided e-bike tour designed for riders of all experience levels. With the assist of electric bikes, participants can comfortably cruise through the city while knowledgeable local guides share stories about Denver’s history, culture, and evolving neighborhoods. The route highlights a mix of urban scenery, public art, and well-known landmarks, with opportunities to stop for photos and short breaks along the way. This active yet accessible experience offers a fun and engaging way to discover the city from a local perspective while enjoying the outdoors.

The cost of this activity is $380.

Cleared for Takeoff: Closing Celebration at Wings Over the Rockies

Wrap up Convention in unforgettable fashion at the iconic Wings Over the Rockies Air & Space Museum – where innovation, history, and connection take flight.

Enjoy exclusive after-hours access to a remarkable collection of aircraft and aerospace exhibits, paired with exceptional food and beverage experiences, live music, and an atmosphere designed for both meaningful conversation and well-earned celebration. Whether you’re networking beneath the wings of aviation legends or taking in the museum’s awe-inspiring displays, this one-of-a-kind venue sets the stage for a truly memorable finale.

Join us as we close out Convention at full altitude – and set our sights on another year of momentum and success.