The Mutual Factor, developed with and sponsored by Aon, provides an in-depth look at mutual insurance industry performance and how the sector compares to stock and other nonmutual insurance company sectors. The report also features opinion surveys of key stakeholders' views of mutual insurers compared to nonmutual insurers.

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The Mutual Factor

2026 Mutual Factor

What’s driving the mutual insurance sector – and what comes next? The 2026 Mutual Factor reveals a sector operating from…

The Mutual Factor 2026 Midyear Report

The Mutual Factor

2026 Mutual Factor Midyear Update

The Mutual Factor Midyear Report, developed in partnership with Aon, provides an opportunity for readers to reflect on the close…

The Mutual Factor 2025 | How Performance, Structure, and Focus Set Mutual Insurance Companies Apart

The Mutual Factor

2025 Mutual Factor

It is no secret that the property/casualty insurance industry continues to face myriad challenges in the new era of risk.…

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