2025 Year In Review
The mutual insurance industry continued to navigate the new era of risk throughout 2025 — beginning with a catastrophic wildfire season just days into the year. Pressures intensified on multiple fronts: growing climate volatility, legal system abuse that drove up costs, renewed battles over third-party litigation funding, and expanding governmental and regulatory overreach that, in many cases, made it harder for carriers to match rate to risk.
In response, NAMIC served as a steady advocate for members — challenging harmful proposals and advancing practical solutions that protect the integrity of mutual insurance.
Read the 2025 Annual Report to find out more about NAMIC’s work and accomplishments.