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Disparate Impact Theory [F/S]

Our Position


The Department of Housing and Urban Development is seeking to impose a burdensome rule that could force insurers in the competitive homeowners marketplace to defend virtually any underwriting metric from litigation if it is found to have a negative effect on a protected class. The rule does not consider that discrimination was not intended and that insurers do not collect demographic information that would enable them to know if a disparate impact has occurred. NAMIC has challenged the rule, but if it is allowed to stand insurers will have to adjust rates to meet this added risk of litigation.

NAMIC Federal Advocacy on Disparate Impact Theory


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NAMIC State Advocacy on Disparate Impact Theory


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Posted: Thursday, July 05, 2012 1:44:56 PM. Modified: Monday, April 21, 2014 1:33:24 PM.

317.875.5250 - Indianapolis  |  202.628.1558 - Washington, D.C.

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