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Matt Brady

Matt Brady
Senior Director
Media and Federal Advocacy Communications

Telephone: 202.580.6742

Lisa Floreancig

Lisa Floreancig
Public Affairs Director
State Affairs

Telephone: 317.876.4246

Oregon: Ask Senate Committee to VOTE NO on Bad Faith/UTPA Bill

HB 3160, as amended, has been in the Senate General Government, Consumer and Small Business Protection Committee since the May 8 public hearing, so NAMIC member outreach could be very helpful in keeping the bill from passing out of the committee. The proposed legislation previously passed out of the House on a party-line vote of 33-27, so NAMIC is hopeful that the bill can be defeated in the Senate, where the Democrat advantage is a mere two seats.

NAMIC has joined forces with other insurance trades and stakeholders to oppose this Unfair Trades Practices Act bill because it will turn every insurance business practice into a potential UTPA claim, subject insurers to the regulatory authority of the attorney general, and expose insurers to first- and third-party bad faith liability.

Please contact members of the Senate General Government, Consumer and Small Business Protection Committee to ask them to VOTE NO on HB 3160 and protect Oregon from becoming a bad-faith litigation war zone that will adversely impact the affordability of insurance for consumers.

In your communications with legislators, please consider the talking points in NAMIC’s fact sheet in opposition to one of the companion bad faith bills (HB 2525); NAMIC’s written testimony in opposition to HB 3160; NAMIC’s 2008 public policy paper, First-Party Insurance Bad Faith Liability: Law, Theory, and Economic Consequences; and the industry fact sheet in opposition to the bill.

Christian J. Rataj
State Affairs Manager