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2008 SUMMARY OF NEW STATE LAWS – CONNECTICUT

Connecticut State Legislative Website

BILL #

CHAPTER #

ISSUE

BILL DESCRIPTION

HB 5152

146

Auto Body Shops

Concerns motor vehicle repairs; requires disclosure to consumers that they have the right to choose the repair facility to complete repairs to their motor vehicles; requires motor vehicle repair shops to provide notice to insurers of the need for supplemental repairs and to establish a time frame for insurers to inspect the motor vehicle prior to commencement of such supplemental repairs; regulates size of notice; relates to issuance of an automobile insurance card. Effective date: January 1, 2009.

HB 5158

147

State Regulation

Makes changes to the insurance statutes; revises coverage requirements for children, limited coverage for determining which policies must disclose that they do not provide comprehensive benefits; provides that each accredited reinsurer and risk retention group will annually submit to the commissioner, by electronically filing with the National Association of Insurance Commissioners, a true and complete report of its financial condition. Effective date: October 1, 2008.

HB 5159

178

State Regulation

Modernizes insurance department fines and making minor technical revisions to the insurance statutes; updates the fines levied by the Insurance Commissioner to reflect inflationary increases and make minor technical revisions to the insurance statutes. Effective date: October 1, 2008.

HB 5513

96

Guaranty Fund

Relates to payment of claims against an insolvent insurer; grants the state Insurance Guaranty Association a statutory right to recover, from certain insolvent insurer's affiliates and insureds, the amount of covered claims paid on the affiliate's or the insured's behalf; provides that municipalities and the Second Injury Fund are not insureds and are exempt from repayment; eliminates the nursing home facility exclusion; relates to rights to recover from certain nonprofits. Effective date: May 27, 2008.

HB 5629

61

Workers’ Compensation

Concerns workers' compensation coverage for firefighters, police officers, constables and emergency rescue workers; provides for employees who suffer a cardiac emergency while on duty after a specified date; provides that such employee must have passed a physical that revealed no evidence of cardiac emergency; amends provisions regarding a preponderance of the evidence. Effective date: July 1, 2009.

HB 5658

167

Identity Theft

Provides for confidentiality of social security numbers; requires a privacy protection policy to protect computer files; prohibits requiring consumers to disclose Social Security numbers as a condition of leasing or purchasing; relates to partnerships, associations, corporations, limited liability companies and political subdivisions; amends provisions regarding insurance, financial institutions, health care services, identification cards, credit and debit card numbers, passport and driver license numbers. Effective date: October 1, 2008.

HB 5680

64

Workers’ Compensation

Concerns workers' compensation survivors' benefits for members of the state police; provides workers' compensation survivors' benefits to the spouses of state police officers killed in the line of duty for the spouse's lifetime even if the spouse remarries; provides for children. Effective date: October 1, 2008.

HB5748

32

Teen Drivers

Concerns teenage drivers; strengthens requirements for the issuance of an operators license for persons under the age of eighteen and to impose public safety restrictions on the operation of a motor vehicle; restricts passengers that teenage drivers may carry while being instructed under a learner's permit; relates to parents and legal guardians; regulates nighttime hours of driving; provides for mandatory license suspensions for certain violations; requires use of seat belts; relates to drunk driving. Effective date: August 1, 2008.

HB 5806

26

Watercraft Issues

Amends boating statutes to incorporate federal safety, navigation lighting and equipment requirements; holds a person in control of a boat or personal watercraft responsible for permitting a person under sixteen years of age to operate such watercraft without a safe boating certificate; penalizes persons teaching unapproved boating courses; regards the use of personal flotation devices; requires backfire flame controls on motorboats; requires fire extinguishers; regulates visual distress signals. Effective date: October 1, 2008.

SB 57

3

Workers’ Compensation

Requires employers to provide to injured employees any forms necessary for filing a claim for workers' compensation; requires employers to provide forms necessary for injured employees to help injured employees provide adequate notice of injury to the Workers' Compensation Commission. Effective date: October 1, 2008.

SB 279

74

Auto Discounts

Concerns automobile insurance discounts; facilitates participation in driver safety programs by individuals sixty years of age and older by allowing such drivers to complete an accident prevention course on the Internet; makes additions to accident-prevention courses drivers age 60 and older may take to qualify for an auto insurance premium discount. Effective date: October 1, 2008.

SB 281

127

Captive Insurance

Concerns captive insurance companies; allows captive insurance companies to be licensed and domiciled in this state. Effective date: January 1, 2009.

SB 298

150

Auto Registrations

Amends Department of Motor Vehicles provisions regarding camping trailer registration, maintenance vehicles, motorcycles, serious traffic violations, students, emergency vehicles, motor vehicle restricted records and penalties for violations; antique and unregistered vehicles, public access to the International Registration Plan, additional safety registration fees, vehicle recycler's license, video display units, emissions inspections, electronic verification of vehicle insurance, titles and dealers. Effective date: October 1, 2008.

SB 391

82

Financial Regulation

Concerns the insurance reinvestment act; relates to clearly identify eligible insurance or insurance-related businesses; relates to insurance and reinsurance carriers, insurance agencies and brokerages, claims adjusting, third-party administration, advisory services and rate-making services; provides that the Act is a way to leverage private investment in insurance by authorizing premiums, corporate and personal income tax credits for people and businesses to invest through fund managers. Effective date: October 1, 2008.

SB 454

156

Workers’ Compensation

Relates to employee misclassification; establishes a joint enforcement commission on employee misclassification to review the problem of employee misclassification by employers for purposes of avoiding labor, employment and tax laws; provides for coordination of civil prosecution of violations; establishes the Employee Misclassification Board to advise the joint commission on misclassification in the construction industry. Effective date: July 1, 2008.

SB 492

110

State Regulation

Makes technical revisions and minor changes to the insurance statutes; establishes requirements for health plans approved by the Comptroller; relates to pre-existing conditions, small employers, insurance company investigative consumer reports, insurance agent responsibilities and adverse underwriting decisions. Effective date: May 27, 2008.

The information contained in this summary is not intended as a portrayal of every property/casualty-related law enacted in each state. Rather, it represents recently enacted legislation specifically identified by NAMIC State and Regulatory Affairs Staff as bearing direct relevance to those issues that represent NAMIC's National State Legislative Agenda or otherwise deemed pertinent to the interests of the majority of NAMIC members.

This summary is for use as a convenient tool for our members, and is not intended, and should not be considered to be, legal advice. Please consult your legal representatives.