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2007 SUMMARY OF NEW STATE LAWS - MINNESOTA

Minnesota State Legislative Website

BILL #

CHAPTER #

ISSUE

BILL DESCRIPTION

HF 448

22

Motor vehicle insurance - auto coverage issues

Relates to public safety and auto insurance; repeals the program that involved mailed demands that vehicle owners provide verification of auto insurance. Effective: varies.

HF 532

111

Military personnel insurance-related legislation

Relates to consumer protection; regulates certain contracts entered into by military service personnel; authorizes cancellations of certain contracts; requires utilities to establish payment arrangements for military service personnel. Effective: August 1, 2007.

HF 1758

108

Identity theft - security breach

Relates to commerce; regulates access devices; establishes liability for security breaches; provides enforcement powers; defines access devices as a card issued by a financial institution that contains a magnetic stripe, microprocessor chip, or other means for storage of information which includes, but not limited to a credit, debit, or stored value card; relates to security breaches to pin numbers. Effective: August 1, 2007.

SF 608

79

Aircraft liability

Increases the required minimum liability limits on aircraft insurance; provides that aircraft liability insurance is not voidable retroactively after a claim. Effective: varies.

SF 744

72

Motor vehicle insurance - auto coverage issues

Regulates rental vehicle coverage; extends basic economic loss benefits, residual liability insurance, uninsured and underinsured motorist coverage to the operation or use of the rented motor vehicle; requires notification regarding additional insurance; provides for a policy of self-insurance when the operator is not covered by a plan of reparation security. Effective: August 1, 2007.

SF 1168

9

Contractor insurance coverage

Amends insurance requirements for building contractors; provides that each licensee shall maintain commercial general liability insurance, with specified limits for bodily injury and property damage; provides that the insurance shall not be canceled without the insurer first giving a written notice of cancellation to the commissioner. Effective: August 1, 2007.

SF 1464

71

Motor vehicle insurance - auto body shops

Requires motor vehicle collision repair to include air bag repair or a replacement; provides criminal penalties; relates to mandatory air bag replacement; prohibits installation or reinstallation of any object in lieu of an air bag designed for the make, mode and year of the vehicle. Effective: August 1, 2007.

SF 1542

80

Motor vehicle insurance - auto coverage issues

Regulates conduct of an insurer in collision cases. Effective: August 1, 2007.

SF 1787

39

Workers' compensation - fund management

Requires the commissioner of labor and industry to provide information regarding federal exclusions from state workers' compensation coverage; requires a report; requires provision of information to medical care providers, employers, employees, insurers and others involved in the worker compensation coverage system. Effective: May 5, 2007.

The information contained in this summary is not intended as a portrayal of every property/casualty-related law enacted in each state. Rather, it represents recently enacted legislation specifically identified by NAMIC State and Regulatory Affairs Staff as bearing direct relevance to those issues that represent NAMIC's National State Legislative Agenda or otherwise deemed pertinent to the interests of the majority of NAMIC members.

This summary is for use as a convenient tool for our members, and is not intended, and should not be considered to be, legal advice. Please consult your legal representatives.