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2005 Summary of New State Laws - Washington
(Preliminary List of 2005 Approved/Pending Legislation)
Issue |
Bill # |
Bill Description |
Credit Freeze |
Allows consumers to place a security freeze on a credit report. LAW. Effective 7/24/05. Chapter 342, Laws of 2005. |
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Financial Regulation |
Establishes circumstances when an insurer would be subject to administrative supervision by the state insurance commissioner. LAW. Effective 7/24/05. Chapter 432, Laws of 2005. |
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Insurance-Based Credit Scoring |
Prohibits use of updated credit history at renewal to determine premium if updated history is less favorable than the prior history. Carried Over to 2006. |
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Miscellaneous New Insurance Provisions |
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(Cancellation and Nonrenewal - Homeowners) |
Limits when the presence of a dog may affect the availability of homeowner's insurance. Carried Over to 2006. |
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(Adverse Underwriting Decisions - Homeowners) |
Restricts adverse underwriting decisions for homeowners insurance. Carried Over to 2006. |
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(Confidentiality of Documents) |
Provides for confidentiality of certain documents pertaining to financial or market conduct examinations. LAW. Effective 7/24/05. Chapter 126, Laws of 2005. |
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Mold |
Requires landlords to disclose to tenants information about the health hazards associated with exposure to indoor mold. LAW. Effective 7/24/05. |
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Motor Vehicle Insurance |
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(Traffic Safety - Graduated Driver's Licenses) |
Amends provisions pertaining to intermediate driver's license privileges. Carried Over to 2006. |
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(Traffic Safety - Child Safety Seats) |
Modifies provisions pertaining to child passenger restraint systems. LAW. Effective 7/24/05. Chapter 132, Laws of 2005. |
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Privacy |
Requires public and private sector interests that own or license computerized data that includes personal information to disclose any breach of the system that compromises the security of the personal information. LAW. Effective 7/24/05. Chapter 368, Laws of 2005. |
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Tort Reform |
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(Arbitration) |
Adopts the Revised Uniform Arbitration Act. LAW. Effective 1/1/06. Chapter 433, Laws of 2006. |
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(Medical Malpractice) |
Ballot Initiative 330 |
Caps noneconomic damages in medical malpractice cases, shortens time limits for filing cases, limits repayments to insurers and limits claimants' attorney fees. Filed in Legislature 1/26/05. |
(Medical Malpractice) |
Ballot Initiative 336 |
Requires notices and hearings on rate increases, establishes supplemental malpractice, requires license revocation proceedings after three incidents, and limits the number of expert witnesses in lawsuits. Filed in Legislature 1/26/05. |
Workers' Compensation |
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(Inclusion of Accounts into Guaranty Association) |
Includes longshore and harbor workers' compensation account within the state's guaranty association. LAW. Effective 4/20/05. Chapter 100, Laws of 2005. |
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The information contained in this summary is not intended as a portrayal of every property/casualty-related law enacted in each state. Rather, it represents recently enacted legislation specifically identified by NAMIC State and Regulatory Affairs Staff as bearing direct relevance to those issues that represent NAMIC's National State Legislative Agenda or otherwise deemed pertinent to the interests of the majority of NAMIC members.
This summary is for use as a convenient tool for our members, and is not intended, and should not be considered to be, legal advice. Please consult your legal representatives.
Compliance Resources
Legislative and Regulatory Information Service (LARIS)
NAMIC Survey of New State Insurance Laws
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