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(Preliminary List of 2005 Approved/Pending Legislation)
Issue |
Bill # |
Bill Description |
Fraud |
Amends laws governing insurance fraud to further define acts that constitute insurance fraud. LAW. Effective 7/1/05. Public Law 181, Laws of 2005. |
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Licensure |
Provides for policy to allow a waiver of continuing education and license renewal requirements for producers serving active duty in the armed forces. LAW. Effective 7/1/05. Public Law 56, Laws of 2005. |
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Licensure |
Provides an exemption to producers age 70 or higher who have been licensed for at least 20 years immediately preceding the licensing renewal date, from continuing education requirements. LAW. Effective 7/1/05. Public Law 60, Laws of 2005. |
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Miscellaneous New Insurance Provisions |
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(Premises Liability) |
Provides that if a person enters the premises of a nonprofit religious organization used for worship services with the permission of the nonprofit religious organization, the only duty the nonprofit religious organization has concerning the person is to: (1) warn the person of a hidden danger on the premises if a representative of the nonprofit religious organization has actual knowledge of the hidden danger; and (2) refrain from intentionally harming the person. Provides that if a person enters the premises of a nonprofit religious organization without the permission of the nonprofit religious organization, the only duty the nonprofit religious organization has concerning the person is to refrain from intentionally harming the person. Provides that if a customer who purchases childcare services or the customer's child enters premises that are primarily used for worship, that are owned, operated, or controlled by a nonprofit religious organization, and that are used for childcare purposes for which a fee is charged, the childcare provider and nonprofit religious organization have the duty to: (1) warn the customer or the customer's child of a hidden danger on the premises if a representative of the childcare provider or nonprofit religious organization has actual knowledge of the hidden danger; (2) refrain from intentionally harming the customer or the customer's child; and (3) inspect the premises for dangerous hazards and defects, and within a reasonable period of time, correct any hazard or defect. LAW. Effective 7/1/05. Public Law 149, Laws of 2005. |
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Motor Vehicle Insurance |
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(Miscellaneous New Motor Vehicle Provisions) |
Prohibits setting rates for individuals serving in the armed forces that are higher than for other policyholders. LAW. Effective 7/1/05. |
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(UI/UIM) |
Eliminates the requirement that insurers make available uninsured motorist or underinsured motorist coverage on commercial policies. LAW. Effective 7/1/05. Public Law 72, Laws of 2005. |
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(Immunity for Emergency Care Providers) |
Provides immunity from civil liability for certain health care workers who provide certain services without compensation. LAW. Effective 7/1/05. Public Law 116, Laws of 2005. |
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Workers' Compensation |
Amends provisions pertaining to mandatory coverage, scheduled injuries, permanent partial impairment, average weekly wages, maximum compensation, and burial expenses. LAW. Effective 7/1/05. Public Law 201, Laws of 2005. |
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Other Noteworthy Enactments |
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Economic Impact Rule |
Changes the states' administrative rulemaking law requiring an agency to submit a rule with an estimated economic impact greater than $500,000 to the legislative services agency for a fiscal impact statement. Specific changes include requiring the agency in question to consider the annual economic impact after rule has been fully implemented, applies the $500,000 threshold to all regulated persons, requires submission of such rule no later than 50 days prior to the related public hearing, requires consideration of the rule's impact on persons already in voluntary compliance among other. LAW. Effective 7/1/05. Public Law 226, Laws of 2005. |
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Office of Inspector General |
Creates the office of Inspector General. Among various other things, requires the department of administration to adopt rules requiring a person lobbying the executive branch to register as an executive branch lobbyist and establishes further restrictions on related lobbying activities. Various effective dates. Public Law 222, Laws of 2005. |
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The information contained in this summary is not intended as a portrayal of every property/casualty-related law enacted in each state. Rather, it represents recently enacted legislation specifically identified by NAMIC State and Regulatory Affairs Staff as bearing direct relevance to those issues that represent NAMIC's National State Legislative Agenda or otherwise deemed pertinent to the interests of the majority of NAMIC members.
This summary is for use as a convenient tool for our members, and is not intended, and should not be considered to be, legal advice. Please consult your legal representatives.
Legislative and Regulatory Information Service (LARIS)
NAMIC Survey of New State Insurance Laws