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NAMIC 2006 Survey of New State Insurance Laws Summary and Analysis

2006 SUMMARY OF NEW STATE LAWS - OHIO

Ohio State Legislative Website

BILL #

CHAPTER #

ISSUE

BILL DESCRIPTION

HB 343

Motor vehicle insurance - teen drivers

Amends sections 4507.05, 4507.071, and 4511.81 of the Revised Code to place certain restrictions on the operation of motor vehicles by probationary license holders and temporary instruction permit holders who are less than 18 years of age, to require children who are between four and fifteen years of age to be restrained in either a child restraint system or an occupant restraining device when being transported in a motor vehicle, and to eliminate the nonresident exemption from the motor vehicle child restraint law. Effective:

SB 5

Producer licensure - agent practices

Requires insurance consultants to disclose compensation in certain circumstances. Effective: March 22, 2007.

SB 7

81

Workers' compensation - omnibus law changes

Relates to the enactment of reforms of the state's workers' compensation law and the state minimum wage, provides penalties for false claims regarding workers compensation coverage, relates to employer failure to secure or maintain such coverage with intent to defraud the bureau of workers' compensation, relates to value of premiums and assessments, relates to deductions from lump sum payments and child support obligations, relates to self-insurance and agricultural wages. Effective: June 30, 2006.

SB 117

193

Tort reform - miscellaneous

Specifies the nature of damages that may be recovered in certain actions based on unfair or deceptive sales practices, to provide that a final judgment, entered after a trial or upon a plea of guilty in certain criminal actions generally precludes the offender from denying any fact essential to sustain that judgment when entered in evidence in a civil proceeding that is based on the criminal act, to make an exception to the attorney-client privilege for communications related to an attorney's aiding or furthering an ongoing or future commission of bad faith by a client that is an insurance company, to prohibit the use of enterprise theories of liability against manufacturers in product liability claims, and to include public nuisance claims under the definition of product liability claims. Effective: Varies.

SB 279

Guaranty fund

Amends sections 3955.01, 3955.05, and 3955.12 of the Revised Code to exempt the Ohio Insurance Guaranty Association from being obligated to pay more than a single three hundred thousand dollar claim for injury or death to any one person and a claim of an insured whose net worth exceeds fifty million dollars and to exempt certain reciprocal insurers from participation in the Ohio Insurance Guaranty Association. Effective: March 29, 2007.

The information contained in this summary is not intended as a portrayal of every property/casualty-related law enacted in each state. Rather, it represents recently enacted legislation specifically identified by NAMIC State and Regulatory Affairs Staff as bearing direct relevance to those issues that represent NAMIC's National State Legislative Agenda or otherwise deemed pertinent to the interests of the majority of NAMIC members.

This summary is for use as a convenient tool for our members, and is not intended, and should not be considered to be, legal advice. Please consult your legal representatives.