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NAMIC 2006 Survey of New State Insurance Laws Summary and Analysis

2006 SUMMARY OF NEW STATE LAWS - NEW HAMPSHIRE

New Hampshire State Legislative Website

BILL #

CHAPTER #

ISSUE

BILL DESCRIPTION

HB 298

260

Motor vehicle insurance - traffic offenses

Consolidates statutes relating to alcohol and drugs and the operation of vehicles, Off Highway Recreational Vehicles (OHRV) s, and boats into a single chapter in the motor vehicles title. Effective: Jan. 1, 2007.

HB 599

95

Motor vehicle insurance - event data recorders

Requires disclosure to consumers of the presence of event data recording devices in new motor vehicles; limits the use of data recorded by event data recording devices and requires the disconnection of the devices upon request by the consumer. Effective: Varies.

HB 678

277

Tax issues

Decreases the insurance premium tax from 2 percent to one percent for certain insurers; changes insurance premium tax payments from quarterly to annual; requires development and implementation of an insurer retention plan. Effective: Aug. 14, 2006.

HB 1201

142

Motor vehicle insurance - traffic safety

Clarifies the applicability of certain child passenger restraint requirements. Effective: Jan. 1, 2007.

HB 1243

259

Motor vehicle insurance - traffic offenses

Reduces certain fines for motor vehicle violations, including driving under the influence. Effective: Varies.

HB 1260

143

Motor vehicle insurance - teen drivers

Requires the department of safety to inform first-time driver's license applicants of the controlled drug laws. Effective: July 21, 2006.

HB 1330

176

Catastrophe related legislation

Clarifies the authority of municipalities to enroll in the National Flood Insurance Program; enables the adoption of flood insurance rate map amendments by resolution of the local governing body; ratifies previously adopted municipal floodplain ordinances. Effective: May 25, 2006.

HB 1448

204

Motor vehicle insurance - traffic offenses

Modifies the applicability of certain provisions of the statute requiring drivers' license revocations or denials for drugs or alcohol involvement. Effective: July 1, 2006.

HB 1581

286

Motor vehicle insurance - teen drivers

Requires that drivers' licenses issued to persons under the age of 21 be of a different design than other licenses. Effective: Jan. 1, 2008.

HB 1738

107

Motor vehicle insurance - enforcement issues

Prohibits the use of surveillance devices on New Hampshire highways unless authorized by statute or court order. Effective: July 1, 2006.

SB 72

9

Producer licensure - adjusters

Revises the law regarding the licensure of public adjusters at the request of the insurance department; relates to assisting insured in first party claims; provides for duties and restrictions. Effective: May 2, 2006.

SB 265

122

Workers' compensation - miscellaneous

Requires nonresident employees and employers to be subject to New Hampshire workers' compensation laws. Effective: July 14, 2006.

SB 334

204

Identity theft -- security freeze

Permits consumers to establish a credit freeze on their consumer reports and requires consumer reporting agencies to provide notice of this right; permits victims of identity theft to request copies of their consumer reports; establishes a procedure to notify consumer reporting agencies when a person is deceased; establishes a minimum penalty for negligent or willful violations of the consumer credit reporting law. Effective: Jan. 1, 2007.

SB 221

211

Motor vehicle insurance - enforcement issues

Authorizes the Department of Safety to require identification and proof of residence from a driver's license applicant; specifies certain documents that may satisfy such identification and proof of residence requirements; establishes a violation for failure to pay a highway toll. Effective: June 1, 2006.

The information contained in this summary is not intended as a portrayal of every property/casualty-related law enacted in each state. Rather, it represents recently enacted legislation specifically identified by NAMIC State and Regulatory Affairs Staff as bearing direct relevance to those issues that represent NAMIC's National State Legislative Agenda or otherwise deemed pertinent to the interests of the majority of NAMIC members.

This summary is for use as a convenient tool for our members, and is not intended, and should not be considered to be, legal advice. Please consult your legal representatives.