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Auto Insurance-Related Bills Dominate 2005 Legislation Enactments, Annual NAMIC State Laws Survey Shows

INDIANAPOLIS (March 31, 2006)—Automobile insurance-related issues continued to dominate legislative enactments in 2005, according to an analysis by the National Association of Mutual Insurance Companies (NAMIC).

State Affairs Director Neil Alldredge said the annual NAMIC Survey of New State Insurance Laws found that more than 190 automobile insurance-related bills were enacted in 38 states. New laws expanding requirements for the use of child restraint systems for small children and DUI thresholds were the most frequently recorded laws. More than 625 new property-casualty laws in all were enacted during the year.

Alldredge said the 2005 figures for automobile insurance-related issues continues a trend that saw 72 of 281 property/casualty laws enacted in 2004 and 40 percent of 418 laws enacted in 2003 pertain to auto issues. “From what we are seeing in the states this year, we have every expectation that this trend will hold once again.”

Workers’ compensation was the second most common issue trend of 2005 with 120 bills passed in 32 states, Alldredge said. Twenty-two bills of the workers’ compensation bills dealt with benefits or authorized treatments and were passed in 15 states.

Tort reform was the third most common issue with a total of 60 laws enacted in 32 states. Missouri and South Carolina enacted comprehensive tort reforms while Alaska, Delaware, Georgia, Louisiana, Maine, Montana, Mississippi, South Carolina, South Dakota and Wyoming enacted various medical malpractice provisions.

Alldredge said identity theft, catastrophe-related issues and those involving military personnel were among new issues identified in 2005.

  • At least 20 states enacted identity theft legislation while Florida and Louisiana both passed tougher building standards and North Carolina created a disaster relief fund for victims of 2004 hurricanes.
  • Military personnel related laws were enacted in Colorado, Florida, Indiana, Kansas, Louisiana, Maryland, Michigan, Mississippi and Virginia.

Alldredge said only two states – Alabama and Wisconsin – failed to enact any property/casualty legislation in 2005.

A copy of the annual state legislation summary is available on NAMIC Online.

For further information, contact
Rick Nelson, APR, CAE
(317) 875-5250 Tel
(317) 879-8408 Fax

Posted: Friday, March 31, 2006 12:00:00 AM. Modified: Monday, April 03, 2006 2:27:05 PM.

317.875.5250 - Indianapolis  |  202.628.1558 - Washington, D.C.

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