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Taking Root

Enterprise Risk Management Becoming a Driving Force for Rating Agency Analysis

By Jon Gorman

Risk management comes in all forms and functions. From teaching children to stop, drop, and roll; to protecting investments and retirement by hiring a certified financial planner, risk management is an essential element in preparing for and protecting many aspects of our daily lives.

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Founded in 1895, the National Association of Mutual Insurance Companies (NAMIC) is a full-service national trade association serving the property/casualty insurance industry with more than 1,400 member companies that underwrite more than 40 percent of the property/casualty insurance premium in the United States. NAMIC members are small farm mutual companies, state and regional insurance companies, risk retention groups, national writers, reinsurance companies, and international insurance giants. Together, we are NAMIC.

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