Yesterday, Sens. Richard Durbin, D-Ill., and Charles Schumer, D-N.Y., introduced legislation that would delay the Federal Emergency Management Agency’s (FEMA) mandatory flood insurance purchase requirement for five years in communities with newly designated flood maps across the country and then offer subsidized coverage to be phased out over the next five. NAMIC believes that updated flood maps reflect the real risks to homeowners in flood zones and delaying the purchase requirements does nothing to help protect those homeowners from flood-related losses.
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