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Indiana: No CGL Coverage for Alarm Company’s Failure to Observe

In a much-litigated case that arose from events occurring nearly 12 years ago, the Indiana Supreme Court has ruled that there is no insurance coverage under an alarm company’s commercial general liability and umbrella policies for the company’s delay in observing or reacting to the failure of a retailer’s scheduled setting of a night alarm. Tri-Etch, Inc., et al. v. Cincinnati Insurance Company was handed down on July 21 in a unanimous opinion.

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