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Building a Stronger Nation, One State at a Time

Chuck Chamness

by Chuck Chamness, NAMIC President and CEO

Let’s face it – building codes are a somewhat boring little corner of the insurance public policy world. But they’re an important cornerstone in protecting lives and property when disaster strikes. For example, following Hurricane Katrina, The Louisiana State University Hurricane Center conducted a study of residential wind damage. Its findings estimated that “up to 80 percent of approximately $10 billion in wind damage to homes and contents in Louisiana as a result of Hurricane Katrina could have been avoided had the houses been constructed in accordance with modern building codes.” We also know from our advocacy directly in the states over several years that states need more resources to enforce these codes.


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