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NAIC White Paper on Credit-based Insurance Scoring is Discreditable

At the request of the Market Regulation and Consumer Affairs (D) Committee, NAIC staff has drafted a white paper that purports to “provide a background on how insurers use credit-based insurance scores; detail concerns over the use of these scores; and provide a summary of what studies concerning credit-based insurance scores have discovered.” The draft was released on Sept. 24; interested parties were given until Oct. 24 to submit comments. The committee will discuss the draft on Monday, Dec. 8 during the NAIC winter national meeting.

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