For those who read this column (all 12 of you), you will no doubt notice my healthy skepticism and/or cynicism toward the NAIC. Believe me, it’s well earned. Many times I have raised issues and sometimes even ranted about the NAIC process and how the nation’s insurance regulators conduct their business. You know the old favorites: closed meetings; not allowing the industry to see proposals before they are voted on; concerns about confidentiality; ill-conceived proposals that cost insurers and consumers significantly with little benefit; and on and on and on…. I could write about any of those for this meeting. But I’m not. This time I get a new subject: the election of NAIC officers. This one is like taking candy from a baby, almost too easy but I can’t help myself.